New provident fund regulations take effect 1 March

The Taxation Laws Amendment Act is now in effect in South Africa. RisCura’s Fran Troskie talks about two key takeaway points for trustees and provident fund members – communication and education  — on the new laws and how they are applied. Here are some of her tips;...
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Innovating to impact South Africa

RisCura launches country’s first Impact fund of funds investment series Last month’s national Budget Speech made it clear that government’s ability to spend on developmental programmes that impact the lives of South Africans is extremely limited. According to purpose-driven investment firm RisCura, it is time for institutional investors to take...
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Why Impact Investing

The Covid-19 pandemic is having a profound and lasting impact on the South African economy. In this research, Why Impact, RisCura’s research team outlines the overall objectives of its Impact and Development Fund of Fund and how it takes into consideration the National Development Plan’s objectives and the UN’s 17 Social Development Goals (SDGs)...
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Why you need to know your funding level when saving for retirement

Very few people saving for retirement in a retirement fund, have clarity on their investment objectives and understand the primary risks to their eventual retirement income, not only the risks to their capital. The main risks that could have an impact on the income of members (and the purchasing power of this income) are interest...
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Choosing employee benefits that go the distance

The days of enticing prospective employees with only a great job description and a salary to match are long gone. Prospective staff want to know about the firm’s purpose, flexibility, the wider available benefits and future career opportunities. There has been a large shift towards how employers better ‘care’ for their employees, but the employee...
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An African solution to a South African problem

Over the last two decades, many companies have delisted from the JSE. In its 1988 peak, it had 754 companies listed, which was down to 274 at the end of 2020 with no slowdown in sight. Although the reasons for delisting differ, major contributors include the popularity of private equity investment vehicles and the high...
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Guiding your clients to a better 2021

It’s that time again; when we reflect and begin to plan our path for the new year. Safe to say, 2020 has been tough for most, and with the year being such a whirlwind of economic ups and downs, it can be worthwhile to recap some important strategies. These not only pay off for clients...
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Weekend Argus

Weekend Argus journalist Amber Court talks financial futures with world-renowned author Lauren Beukes following the launch of RisCura’s Upshot anthology which aims to make financial concepts easily understandable to help people plan for the long-term....
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