Investors had a rough start to 2009, with many pundits in January and February prophesising the “end of the world” for almost all companies in all industries glob- ally.Times were certainly challenging for most investors. At RisCura Consulting, we received a number of calls from clients and Fund members wishing to liquidate anything considered a “risky” asset. Invest- ors were determined to pull out of certain assets to avoid a potentially terrifying plunge as values were apparently headed toward zero.