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Think Tank August 2006

01.08.2006
By RisCura

RisCura’s core business involves providing consulting services to retirement fund clients, but RisCura staff are also members of
a retirement fund in their own personal capacity. Recently staff received their quarterly benefit statements, together with a personalised analysis of their projected retirement benefits based on their current fund credit and contribution rates. This was communicated through the use of a replacement ratio, which made us wonder – how useful are these ratios?

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  • RisCura is a global financial services firm with more than $200 billion in assets under advice and reporting. We partner with institutional investors across emerging markets, bringing specialist investment management, advisory, and analytical expertise to help clients make informed, long-term investment decisions.

    Guided by our “Invest with Care” philosophy, we recognise that investment decisions are not only about money and numbers, but about the people and futures they affect. Through tailored solutions, deep research, and a client-centric approach, RisCura helps investors navigate complexity, manage risk, and create lasting value for their beneficiaries.

    RisCura is known for its focus on liability-driven investing, responsible investment practices, investment transparency, reliable valuations, independent risk assessments, performance standards, and long-term investment outcomes.

    Our capabilities span investment advisory, investment management, investment analytics, institutional platform services, and alternative investment services. Across these areas, we combine consistent methodology and proprietary tools with deep local insight, recognising that each market is unique while responsible investing remains universal.