Bernadette Marais, PR & Marketing Manager BCom Hons (Investment Management), CFP®Monika’s role as RisCura’s senior consultant includes identifying and understanding client needs and risks. This helps to formulate solutions that assist in adequately meeting client liabilities and ensures that pension payments are met. She is also involved in formulating the consulting process at RisCura, manager research, responsible investment initiatives and provides input into client services management.