<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//riscura.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://riscura.com/uncategorized/africas-product-exports/</loc>
		<lastmod>2026-06-02T13:50:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/sources/</loc>
		<lastmod>2026-06-02T13:50:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/africa-its-own-biggest-investor/</loc>
		<lastmod>2026-06-02T13:50:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-pension-funds-growing-at-fast-pace-creating-local-pools-of-investment-capital/</loc>
		<lastmod>2026-06-02T13:50:45+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/redressing-the-infrastructure-gap-still-a-bridge-too-far/</loc>
		<lastmod>2026-06-02T13:50:44+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/hedge-funds-have-been-declared-collective-investment-schemes-from-1-april-2015-is-this-regulation-expected-to-encourage-investment-in-hedge-funds/</loc>
		<lastmod>2026-06-02T13:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/deriving-value-from-derivitives/</loc>
		<lastmod>2026-06-02T13:50:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/evaluating-risk-in-the-african-energy-market/</loc>
		<lastmod>2026-06-02T13:50:42+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture2-1-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/survey-data-a-blunt-toon-in-the-toolkit/</loc>
		<lastmod>2026-06-02T13:50:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/katututa-old-age-home-gets-green-solar-driven-water-heating-system/</loc>
		<lastmod>2026-06-02T13:50:40+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/k.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/unlisted-investement-as-a-driver-for-namibias-economic-growth/</loc>
		<lastmod>2026-06-02T13:50:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/white-hot-wine-awards-2015/</loc>
		<lastmod>2026-06-02T13:50:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/making-sense-of-derivatives-in-your-investment-strategy/</loc>
		<lastmod>2026-06-02T13:50:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/is-east-africas-gas-asset-boom-about-to-g-bust/</loc>
		<lastmod>2026-06-02T13:50:38+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/East.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/E.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-markets-investment/</loc>
		<lastmod>2026-06-02T13:50:37+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/10/Capture-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture-6.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/africa-supply-and-demand-of-private-equity-funding-capital-skewed/</loc>
		<lastmod>2026-06-02T13:50:37+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/03/Picture1111.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/job-post/</loc>
		<lastmod>2026-06-02T13:50:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/could-selling-state-assets-fund-governments-shortfalls/</loc>
		<lastmod>2026-06-02T13:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/sa-private-equity-resilient-amid-volatile-financial-market-conditions/</loc>
		<lastmod>2026-06-02T13:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/5328-2/</loc>
		<lastmod>2026-06-02T13:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/button-codes/</loc>
		<lastmod>2026-06-02T13:50:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/new-data-on-east-african-private-equity/</loc>
		<lastmod>2026-06-02T13:50:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-eavca-east-africa-private-equity-deal-dashboard/</loc>
		<lastmod>2026-06-02T13:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/time-realize-governments-unlisted-assets/</loc>
		<lastmod>2026-06-02T13:50:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/regional-fund-and-transaction-size/</loc>
		<lastmod>2026-06-02T13:50:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/listed-ev-ebitda-multiples/</loc>
		<lastmod>2026-06-02T13:50:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/private-equity-multiples-africa-sector/</loc>
		<lastmod>2026-06-02T13:50:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/africas-listed-markets-investability/</loc>
		<lastmod>2026-06-02T13:50:29+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/05/tABLE-5.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/05/tABLE-6.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/tough-at-the-top/</loc>
		<lastmod>2026-06-02T13:50:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/big-year-private-equity-fundraising-africa/</loc>
		<lastmod>2026-06-02T13:50:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/sa-private-equity-records-decade-market-outperformance/</loc>
		<lastmod>2026-06-02T13:50:27+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/05/I.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/investment-analyst/</loc>
		<lastmod>2026-06-02T13:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/listed-ev-ebitda-multiples-2016/</loc>
		<lastmod>2026-06-02T13:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-sector-focus-2016/</loc>
		<lastmod>2026-06-02T13:50:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-sector-focus/</loc>
		<lastmod>2026-06-02T13:50:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/impact-effects/</loc>
		<lastmod>2026-06-02T13:50:23+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Food-spend-and-the-effect-on-malnutrition-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/impact-production-agricultural-commodities/</loc>
		<lastmod>2026-06-02T13:45:28+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/High-level-impact-per-region-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/el-nino/</loc>
		<lastmod>2026-06-02T13:45:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/overview-el-nino/</loc>
		<lastmod>2026-06-02T13:45:27+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/The-lag-effect.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Ethiopia.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Sudan.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Zimbabwe.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Swaziland.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/country-responses/</loc>
		<lastmod>2026-06-02T13:45:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/opportunities-arise-storm/</loc>
		<lastmod>2026-06-02T13:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/effect-southern-african-countries/</loc>
		<lastmod>2026-06-02T13:45:24+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/06/Timeline-of-events-and-impacts-of-El-Nino.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/el-nino-beware-lag-effect-weather-bandit/</loc>
		<lastmod>2026-06-02T13:45:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-red-hot-wine-awards-2016/</loc>
		<lastmod>2026-06-02T13:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-force-good/</loc>
		<lastmod>2026-06-02T13:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/currency-devaluation-opportunities/</loc>
		<lastmod>2026-06-02T13:45:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/winemag-co-za-presents-riscura-white-hot-wine-awards-2016/</loc>
		<lastmod>2026-06-02T13:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/el-nino-report-june-2016/</loc>
		<lastmod>2026-06-02T13:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/bright-africa-report-2015/</loc>
		<lastmod>2026-06-02T13:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/q-prasheen-investing-africa/</loc>
		<lastmod>2026-06-02T13:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/currency-devaluation-good-private-equity/</loc>
		<lastmod>2026-06-02T13:45:19+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/10/Infographic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/zimbabwean-pensions-industry-really-migrated-dc-schemes/</loc>
		<lastmod>2026-06-02T13:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/agf-awards-2016/</loc>
		<lastmod>2026-06-02T13:45:17+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/10/The-Fundamentals-team-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/updated-ipev-guidelines/</loc>
		<lastmod>2026-06-02T13:45:17+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/11/Image-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/11/Calculations.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/11/Calculations-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/south-african-private-equity-returns-highlight-value-asset-class-building-resilient-portfolios/</loc>
		<lastmod>2026-06-02T13:45:16+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2016/11/Pooled-IRR-by-time-period.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-fund-investing-specialist-balanced-portfolio/</loc>
		<lastmod>2026-06-02T13:45:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/improving-the-way-we-benchmark-private-equity-performance/</loc>
		<lastmod>2026-06-02T13:45:15+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2017/02/Equation-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2017/02/equation-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2017/02/alpha.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-fixed-income-investments-coming/</loc>
		<lastmod>2026-06-02T13:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/changing-retirement-landscape/</loc>
		<lastmod>2026-06-02T13:45:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/structure-business-friendly-new-laws-not/</loc>
		<lastmod>2026-06-02T13:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/progress-hold-trade-barriers-constrain-africa/</loc>
		<lastmod>2026-06-02T13:45:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/africa-patients-offered-online-helping-hand/</loc>
		<lastmod>2026-06-02T13:45:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/analyst-risk-performance-2/</loc>
		<lastmod>2026-06-02T13:45:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/trustees-said-moodys-downgrade-rand-will-depreciate/</loc>
		<lastmod>2026-06-02T13:45:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/investing-sas-hedge-fund-market/</loc>
		<lastmod>2026-06-02T13:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/lessons-learnt-seven-ways-pe-managers-can-ride-current-tough-wave/</loc>
		<lastmod>2026-06-02T13:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/the-road-to-retirement/</loc>
		<lastmod>2026-06-02T13:45:07+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2024/02/RisCura_South-Africa-_Global_Market_Commentary_Jan-2024.pdf</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/data-management-specialist/</loc>
		<lastmod>2026-06-02T13:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/sql-software-developer/</loc>
		<lastmod>2026-06-02T13:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/sql-ssrs-report-developer/</loc>
		<lastmod>2026-06-02T13:45:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-funds-can-play-pivotal-role-african-aspirations-2063/</loc>
		<lastmod>2026-06-02T13:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/sa-start-ups-not-affected-junk-status/</loc>
		<lastmod>2026-06-02T13:45:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/digital-currency-spark-african-financial-revolution/</loc>
		<lastmod>2026-06-02T13:45:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/research-analyst/</loc>
		<lastmod>2026-06-02T13:45:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/client-services-manager/</loc>
		<lastmod>2026-06-02T13:45:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-multiples-in-africa-over-time/</loc>
		<lastmod>2026-06-02T13:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/analyst-risk-performance-part-time/</loc>
		<lastmod>2026-06-02T13:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/rethinking-retirement-not-take-bus/</loc>
		<lastmod>2026-06-02T13:44:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/retirement-industry-moves-toward-cradle-grave-approach/</loc>
		<lastmod>2026-06-02T13:44:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-funds-financing-infrastructure-africa/</loc>
		<lastmod>2026-06-02T13:44:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/private-equity-fundraising-time-2/</loc>
		<lastmod>2026-06-02T13:44:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/private-equity-multiples-in-africa-by-deal-size/</loc>
		<lastmod>2026-06-02T13:44:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-multiples-in-africa-cost-of-equity/</loc>
		<lastmod>2026-06-02T13:44:55+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2024/02/RisCView-Namibian-Balanced-2024-01-31.pdf</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/beyond-the-grid/</loc>
		<lastmod>2026-06-02T13:44:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/associate-consultant/</loc>
		<lastmod>2026-06-02T13:44:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-wins-agf-2017-service-provider-private-equity-award/</loc>
		<lastmod>2026-06-02T13:44:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/smes-provide-opportunity-africa-grow-debt-market/</loc>
		<lastmod>2026-06-02T13:44:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/portfolio-construction-analyst/</loc>
		<lastmod>2026-06-02T13:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/will-gas-transform-africa/</loc>
		<lastmod>2026-06-02T13:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/navigating-naspers/</loc>
		<lastmod>2026-06-02T13:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/personal-assistant/</loc>
		<lastmod>2026-06-02T13:44:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/complex-pension-trends-leaving-retirees-cash-strapped/</loc>
		<lastmod>2026-06-02T13:44:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/navigating-naspers-retirement-portfolios/</loc>
		<lastmod>2026-06-02T13:44:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/housing-shortage-opportunity-high-investment-yields/</loc>
		<lastmod>2026-06-02T13:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/a-nairobi-dream/</loc>
		<lastmod>2026-06-02T13:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/ca-training-programme/</loc>
		<lastmod>2026-06-02T13:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/how-to-find-the-right-firm-for-a-chartered-accountant-training-programme/</loc>
		<lastmod>2026-06-02T13:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-urbanisation/</loc>
		<lastmod>2026-06-02T13:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-provision-in-africa-remains-low/</loc>
		<lastmod>2026-06-02T13:44:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/sql-software-reports-developer/</loc>
		<lastmod>2026-06-02T13:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/executive-personal-assistant/</loc>
		<lastmod>2026-06-02T13:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/post-careers/team-leader-risk-and-performance-analyst/</loc>
		<lastmod>2026-06-02T13:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/changing-africas-infrastructure-fundings-status-quo-2/</loc>
		<lastmod>2026-06-02T13:44:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/why-women-need-to-save-more-for-retirement/</loc>
		<lastmod>2026-06-02T13:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/the-retirement-journey-cradle-to-grave/</loc>
		<lastmod>2026-06-02T13:44:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/bright-africa-continues-to-shine/</loc>
		<lastmod>2026-06-02T13:44:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/investing-into-private-equity-for-african-institutions/</loc>
		<lastmod>2026-06-02T13:44:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/credibility-of-pe-impact-investing-in-africa/</loc>
		<lastmod>2026-06-02T13:44:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/south-africa-no-longer-dominates-private-equity-transaction-in-africa/</loc>
		<lastmod>2026-06-02T13:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/sukuk-a-new-avenue-for-funding-african-infrastructure/</loc>
		<lastmod>2026-06-02T13:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-wins-third-consecutive-accolade-for-private-equity-service-provider-excellence-in-africa/</loc>
		<lastmod>2026-06-02T13:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/addressing-pension-fund-issues-is-key-to-africas-sustainable-development/</loc>
		<lastmod>2026-06-02T13:44:35+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2024/11/RisCura-China-Insights_October-2024.pdf</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-could-boost-african-entrepreneurs/</loc>
		<lastmod>2026-06-02T13:44:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/is-there-really-such-a-thing-as-passive-investing-and-does-it-matter/</loc>
		<lastmod>2026-06-02T13:44:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/africas-first-infrastructure-performance-index/</loc>
		<lastmod>2026-06-02T13:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/investment-in-africa/</loc>
		<lastmod>2026-06-02T13:44:32+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2018/11/Investment-in-Africa-Africa-RisCura.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/clean-energy-are-definitions-and-the-lack-of-standardised-metrics-holding-back-investment/</loc>
		<lastmod>2026-06-02T13:44:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/2019-changes-in-ipev-standards-effective-in-january/</loc>
		<lastmod>2026-06-02T13:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/a-generation-of-unwilling-pensioners/</loc>
		<lastmod>2026-06-02T13:44:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/media-videos/default-regulations-come-into-effect-1-march/</loc>
		<lastmod>2026-06-02T13:44:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/hedge-funds-did-better-than-equities-last-year-but-so-what/</loc>
		<lastmod>2026-06-02T13:44:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/does-investing-for-a-better-south-africa-require-prescription/</loc>
		<lastmod>2026-06-02T13:44:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/does-investing-for-a-better-south-africa-require-prescription-2/</loc>
		<lastmod>2026-06-02T13:44:28+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image-03-e1555494025187.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image_01-e1555494343686.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image_02-e1555499984925.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image-07-1-e1555500339116.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image_05-e1555500465789.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/image_04-e1555500609828.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/the-rise-of-chinas-a-shares-seminar/</loc>
		<lastmod>2026-06-02T13:44:27+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/eva.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/Li-Gang.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/Qi-Wang-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/robin.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2019/04/Wei-Zhou.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-in-africa-the-myth-of-the-weak-exit-environment/</loc>
		<lastmod>2026-06-02T13:44:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/closing-africas-infrastructure-gap/</loc>
		<lastmod>2026-06-02T13:44:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/the-rise-of-chinas-a-shares-is-gathering-momentum-despite-ongoing-trade-tensions-says-riscura/</loc>
		<lastmod>2026-06-02T13:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/for-cas-in-the-making-the-right-graduate-training-is-crucial/</loc>
		<lastmod>2026-06-02T13:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/shanghai-london-stock-connect-scheme-launch-further-demonstrates-chinas-commitment-to-opening-its-market-to-global-investors-says-riscura/</loc>
		<lastmod>2026-06-02T13:44:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-funds-should-performance-fees-be-retired-2/</loc>
		<lastmod>2026-06-02T13:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/millennials-arent-saving-enough-for-retirement-now-what/</loc>
		<lastmod>2026-06-02T13:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/esg-a-global-issue/</loc>
		<lastmod>2026-06-02T13:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-impact-investing-in-namibia/</loc>
		<lastmod>2026-06-02T13:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/ilpa-principles-3-0-embracing-the-emerging-trends-of-esg-and-impact-investing/</loc>
		<lastmod>2026-06-02T13:44:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/the-fruit-of-green-investing/</loc>
		<lastmod>2026-06-02T13:44:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/private-equity-multiples-in-africa-by-deal-size-2016/</loc>
		<lastmod>2026-06-02T13:44:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-multiples-in-africa-by-sector-2016/</loc>
		<lastmod>2026-06-02T13:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/institutional-dfms-an-excellent-solution-for-retirement-funds/</loc>
		<lastmod>2026-06-02T13:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/private-equity-investment-guide-and-market-study/</loc>
		<lastmod>2026-06-02T13:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/new-guide-to-boost-private-equity-investing-by-pension-schemes-in-kenya/</loc>
		<lastmod>2026-06-02T13:40:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-wins-fourth-consecutive-award-for-pe-service-provider-excellence-in-africa-2/</loc>
		<lastmod>2026-06-02T13:40:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-welcomes-new-executive-director-isaac-ramputa/</loc>
		<lastmod>2026-06-02T13:40:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/tomorrows-retirement-industry-will-be-radically-different-so-what-should-pension-funds-be-thinking-about-now-2/</loc>
		<lastmod>2026-06-02T13:40:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-launches-new-bright-africa-investment-research/</loc>
		<lastmod>2026-06-02T13:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/weathering-the-coronavirus-storm/</loc>
		<lastmod>2026-06-02T13:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-insurance-sector-a-key-source-of-capital-for-the-continent/</loc>
		<lastmod>2026-06-02T13:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/chinese-equities-are-investors-ignoring-the-free-lunch-from-diversification/</loc>
		<lastmod>2026-06-02T13:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-says-yes-to-a-virtual-onboarding-process/</loc>
		<lastmod>2026-06-02T13:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/understanding-private-equity-valuations-in-tumultuous-times/</loc>
		<lastmod>2026-06-02T13:40:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/south-african-hedge-funds-taking-granular-approach/</loc>
		<lastmod>2026-06-02T13:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/when-could-a-multi-manager-approach-be-particularly-effective/</loc>
		<lastmod>2026-06-02T13:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-receives-level-1-bee-contributor-certificate/</loc>
		<lastmod>2026-06-02T13:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/pension-fund-reform-is-crucial-in-an-environment-of-persistently-low-interest-rates/</loc>
		<lastmod>2026-06-02T13:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/a-technology-cold-war/</loc>
		<lastmod>2026-06-02T13:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/going-above-and-beyond-in-esg-the-neglected-s/</loc>
		<lastmod>2026-06-02T13:40:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/making-room-for-alternatives-in-pension-funds-asset-allocations/</loc>
		<lastmod>2026-06-02T13:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-appoints-robert-ross-as-senior-advisor/</loc>
		<lastmod>2026-06-02T13:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-wins-fifth-consecutive-award-for-private-equity-service-provider-excellence-in-africa/</loc>
		<lastmod>2026-06-02T13:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-presents-upshot-stories-of-financial-futures/</loc>
		<lastmod>2026-06-02T13:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/market-failure-analysis-ipos-on-selected-african-stock-exchanges-2014-2019/</loc>
		<lastmod>2026-06-02T13:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/bright-africa/</loc>
		<lastmod>2026-06-02T13:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-how-does-africa-fare-in-tough-times/</loc>
		<lastmod>2026-06-02T13:40:45+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2021/03/Gilbert_website-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/a-thriving-south-africa-will-take-alternative-thinking/</loc>
		<lastmod>2026-06-02T13:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/cape-talk/</loc>
		<lastmod>2026-06-02T13:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/enca/</loc>
		<lastmod>2026-06-02T13:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/enca-copy/</loc>
		<lastmod>2026-06-02T13:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/business-day-spotlight/</loc>
		<lastmod>2026-06-02T13:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/weekend-argus/</loc>
		<lastmod>2026-06-02T13:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/sam-beckbessinger-upshot-author/</loc>
		<lastmod>2026-06-02T13:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/guiding-your-clients-to-a-better-2021/</loc>
		<lastmod>2026-06-02T13:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/an-african-solution-to-a-south-african-problem/</loc>
		<lastmod>2026-06-02T13:40:39+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2021/03/Listed-companies.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/choosing-employee-benefits-that-go-the-distance/</loc>
		<lastmod>2026-06-02T13:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/why-impact-investing/</loc>
		<lastmod>2026-06-02T13:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/why-you-need-to-know-your-funding-level-when-saving-for-retirement/</loc>
		<lastmod>2026-06-02T13:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/innovating-to-impact-south-africa/</loc>
		<lastmod>2026-06-02T13:40:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-investors-take-to-online-retail-education-and-communications/</loc>
		<lastmod>2026-06-02T13:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/media-videos/new-provident-fund-regulations-take-effect1-march/</loc>
		<lastmod>2026-06-02T13:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/african-demographics-changing-rapidly-forcing-governments-to-re-think-pensions/</loc>
		<lastmod>2026-06-02T13:40:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/media-videos/investing-in-the-future-riscura-cio-jarred-glansbeek-in-conversation-with-itn-productions/</loc>
		<lastmod>2026-06-02T13:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/a-retirement-revolution/</loc>
		<lastmod>2026-06-02T13:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/dfm-considerations-for-retail-and-institutional-advisers/</loc>
		<lastmod>2026-06-02T13:40:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/the-investable-africa-we-want-and-agenda-2063/</loc>
		<lastmod>2026-06-02T13:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-launches-impact-exposure-reporting-tool-to-bolster-institutional-impact-investing/</loc>
		<lastmod>2026-06-02T13:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/ebnet/</loc>
		<lastmod>2026-06-02T13:40:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/african-demographics-changing-rapidly-forcing-governments-to-re-think-pensions-2/</loc>
		<lastmod>2026-06-02T13:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/private-equity-wire/</loc>
		<lastmod>2026-06-02T13:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/fa-news/</loc>
		<lastmod>2026-06-02T13:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/cover/</loc>
		<lastmod>2026-06-02T13:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/newsroom/coverage/bizcommunity/</loc>
		<lastmod>2026-06-02T13:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/risk-do-we-really-understand-what-this-means-to-investors/</loc>
		<lastmod>2026-06-02T13:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-welcomes-industry-heavyweights/</loc>
		<lastmod>2026-06-02T13:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/the-case-for-china/</loc>
		<lastmod>2026-06-02T13:40:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/finding-exposure-to-impact-themes-on-the-jse-not-as-easy-as-you-might-think/</loc>
		<lastmod>2026-06-02T13:40:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/local-managers-more-positive-on-sa-assets-than-expected/</loc>
		<lastmod>2026-06-02T13:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/regulation-of-chinese-technology-companies/</loc>
		<lastmod>2026-06-02T13:40:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-wins-africa-global-funds-award-for-excellence-in-private-equity-research/</loc>
		<lastmod>2026-06-02T13:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/diversifying-the-financial-services-industry-needs-alternative-thinking/</loc>
		<lastmod>2026-06-02T13:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/sa-institutional-investors-see-potential-of-chinese-equities/</loc>
		<lastmod>2026-06-02T13:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/moving-the-needle-stewardship-in-south-africa/</loc>
		<lastmod>2026-06-02T13:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/how-the-investment-industry-can-further-back-south-africa/</loc>
		<lastmod>2026-06-02T13:40:20+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->