<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//riscura.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://riscura.com/insights/articles/private-markets-and-retirement-funds-access-is-only-part-of-the-decision/</loc>
		<lastmod>2026-07-01T08:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/retail-development-in-underserved-markets-and-the-investment-capability-behind-it/</loc>
		<lastmod>2026-06-26T04:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/managing-risk-in-private-markets-what-investors-often-underestimate/</loc>
		<lastmod>2026-06-09T10:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-february-2003/</loc>
		<lastmod>2026-06-02T13:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-may-2003/</loc>
		<lastmod>2026-06-02T13:55:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomreport-july-2003-introducing-yield-curve-tool-credit-risk-analysis/</loc>
		<lastmod>2026-06-02T13:55:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/thinknotes-ideas-from-riscuras-research-team-4/</loc>
		<lastmod>2026-06-02T13:55:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-february-2004-issue-5/</loc>
		<lastmod>2026-06-02T13:55:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-february-2004/</loc>
		<lastmod>2026-06-02T13:55:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomreport-february-2004-calculating-credit-spreads-using-beassa-zero-curve/</loc>
		<lastmod>2026-06-02T13:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presssurveysthink-notes-april-2004-closer-look-risk-adjusted-performance-measures/</loc>
		<lastmod>2026-06-02T13:55:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/thinknotes-ideas-from-riscuras-research-team-3/</loc>
		<lastmod>2026-06-02T13:55:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2004/</loc>
		<lastmod>2026-06-02T13:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2004/</loc>
		<lastmod>2026-06-02T13:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-august-2004-issue-6/</loc>
		<lastmod>2026-06-02T13:54:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-november-2004-issue-7/</loc>
		<lastmod>2026-06-02T13:54:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-november-2004/</loc>
		<lastmod>2026-06-02T13:54:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-december-2004/</loc>
		<lastmod>2026-06-02T13:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2005/</loc>
		<lastmod>2026-06-02T13:54:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-may-2005/</loc>
		<lastmod>2026-06-02T13:54:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-may-2005/</loc>
		<lastmod>2026-06-02T13:54:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2005/</loc>
		<lastmod>2026-06-02T13:54:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-august-2005/</loc>
		<lastmod>2026-06-02T13:54:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/thinknotes-ideas-from-riscuras-research-team-2/</loc>
		<lastmod>2026-06-02T13:54:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-september-2005/</loc>
		<lastmod>2026-06-02T13:54:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-november-2005/</loc>
		<lastmod>2026-06-02T13:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-november-2005/</loc>
		<lastmod>2026-06-02T13:54:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-january-2006/</loc>
		<lastmod>2026-06-02T13:54:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-february-2006/</loc>
		<lastmod>2026-06-02T13:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscura-march-2006/</loc>
		<lastmod>2026-06-02T13:54:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-may-2006/</loc>
		<lastmod>2026-06-02T13:54:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-may-2006/</loc>
		<lastmod>2026-06-02T13:54:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2006/</loc>
		<lastmod>2026-06-02T13:54:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-august-2006/</loc>
		<lastmod>2026-06-02T13:54:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-september-2006/</loc>
		<lastmod>2026-06-02T13:54:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-september-2006/</loc>
		<lastmod>2026-06-02T13:54:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-december-2006/</loc>
		<lastmod>2026-06-02T13:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-march-2007/</loc>
		<lastmod>2026-06-02T13:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-march-2007/</loc>
		<lastmod>2026-06-02T13:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2007/</loc>
		<lastmod>2026-06-02T13:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-june-2007/</loc>
		<lastmod>2026-06-02T13:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-june-2007/</loc>
		<lastmod>2026-06-02T13:53:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2007/</loc>
		<lastmod>2026-06-02T13:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-september-2007/</loc>
		<lastmod>2026-06-02T13:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-september-2007/</loc>
		<lastmod>2026-06-02T13:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-november-2007/</loc>
		<lastmod>2026-06-02T13:53:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-december-2007/</loc>
		<lastmod>2026-06-02T13:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-february-2008/</loc>
		<lastmod>2026-06-02T13:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-february-2008/</loc>
		<lastmod>2026-06-02T13:53:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2008/</loc>
		<lastmod>2026-06-02T13:53:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-june-2008/</loc>
		<lastmod>2026-06-02T13:53:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-june-2008/</loc>
		<lastmod>2026-06-02T13:53:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2008/</loc>
		<lastmod>2026-06-02T13:53:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-september-2008/</loc>
		<lastmod>2026-06-02T13:53:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate/</loc>
		<lastmod>2026-06-02T13:53:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/thinknotes-november-2008/</loc>
		<lastmod>2026-06-02T13:53:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-january-2009/</loc>
		<lastmod>2026-06-02T13:53:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-january-2009/</loc>
		<lastmod>2026-06-02T13:53:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-december-2008/</loc>
		<lastmod>2026-06-02T13:53:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/thinknotes-february-2009/</loc>
		<lastmod>2026-06-02T13:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2009/</loc>
		<lastmod>2026-06-02T13:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2009/</loc>
		<lastmod>2026-06-02T13:53:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-september-2009/</loc>
		<lastmod>2026-06-02T13:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-september-2009/</loc>
		<lastmod>2026-06-02T13:53:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-september-2009/</loc>
		<lastmod>2026-06-02T13:53:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomthink-tank-march-2010/</loc>
		<lastmod>2026-06-02T13:53:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-march-2010/</loc>
		<lastmod>2026-06-02T13:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/pressresearchthinktank-march-2010/</loc>
		<lastmod>2026-06-02T13:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomcatalyst-rory-ord/</loc>
		<lastmod>2026-06-02T13:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2010/</loc>
		<lastmod>2026-06-02T13:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-september-2010/</loc>
		<lastmod>2026-06-02T13:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomcatalyst-revision-reg-28-gives-private-equity-chance-prove-its-worth/</loc>
		<lastmod>2026-06-02T13:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-december-2010/</loc>
		<lastmod>2026-06-02T13:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomriscura-south-africa-private-equity-performance-report-0/</loc>
		<lastmod>2026-06-02T13:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomtodays-trustee-back-basics-6/</loc>
		<lastmod>2026-06-02T13:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/sustainable-investment-in-sub-saharan-africa/</loc>
		<lastmod>2026-06-02T13:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/research/spoiltvotes-july-2011/</loc>
		<lastmod>2026-06-02T13:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomldi-press-release-sustainable-investment-taking-hold-africa/</loc>
		<lastmod>2026-06-02T13:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomifc-press/</loc>
		<lastmod>2026-06-02T13:53:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/spoilt-votes-august-2011-landscape-proxy-voting-south-african-asset-managers/</loc>
		<lastmod>2026-06-02T13:53:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomregulation-28-puts-responsible-investing-firmly-agenda/</loc>
		<lastmod>2026-06-02T13:53:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-q1-march-2012/</loc>
		<lastmod>2026-06-02T13:53:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomresponsible-investing-where-do-you-start/</loc>
		<lastmod>2026-06-02T13:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomliability-driven-investment-only-framework-todays-pension-environment/</loc>
		<lastmod>2026-06-02T13:53:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomwhy-move-liability-driven-investment/</loc>
		<lastmod>2026-06-02T13:53:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomwhat-can-private-equity-offer-sa-pension-funds/</loc>
		<lastmod>2026-06-02T13:53:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomregulation-28-should-sa-pension-funds-allocate-more-capital-private-equity/</loc>
		<lastmod>2026-06-02T13:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomregulation-28-hedge-funds-additional-scope-pension-funds/</loc>
		<lastmod>2026-06-02T13:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomregulation-28-hedge-funds-performance-south-african-experience/</loc>
		<lastmod>2026-06-02T13:52:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/reg28/</loc>
		<lastmod>2026-06-02T13:52:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/enhanced-reporting-better-investment-performance/</loc>
		<lastmod>2026-06-02T13:52:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/eventsriscuras-esg-workshop-practical-protection-what-matters/</loc>
		<lastmod>2026-06-02T13:52:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/riscupdate-june-2012/</loc>
		<lastmod>2026-06-02T13:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomdriving-improvement-retirement-fund-investing-standards/</loc>
		<lastmod>2026-06-02T13:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafricasiforg-launches-first-ever-pan-african-research-project-investment-management/</loc>
		<lastmod>2026-06-02T13:52:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q3-2012/</loc>
		<lastmod>2026-06-02T13:52:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/eventsgepf-golf-day/</loc>
		<lastmod>2026-06-02T13:52:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomlarge-asset-managers-outperform-inflation/</loc>
		<lastmod>2026-06-02T13:52:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomafricas-private-equity-landscape/</loc>
		<lastmod>2026-06-02T13:52:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presspress-roomproperty-darling-third-quarter/</loc>
		<lastmod>2026-06-02T13:52:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomknow-your-funding-level-when-saving-retirement/</loc>
		<lastmod>2026-06-02T13:52:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrican-private-equity-coming-age/</loc>
		<lastmod>2026-06-02T13:52:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomliability-driven-investing-only-framework-pensions/</loc>
		<lastmod>2026-06-02T13:52:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q4-2012/</loc>
		<lastmod>2026-06-02T13:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/ipev-guidelines-dec-2012/</loc>
		<lastmod>2026-06-02T13:52:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomriscura-appoints-andrew-slater-meet-uk-pension-fund-interest-emerging-markets/</loc>
		<lastmod>2026-06-02T13:52:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomturn-left-robert-mugabe/</loc>
		<lastmod>2026-06-02T13:52:44+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Andrew%20Slater%202_low%20res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomchoosing-your-fund-manager/</loc>
		<lastmod>2026-06-02T13:52:43+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Claire%201%20Low%20Res%20-%20cropped.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roominvesting-africa-2013/</loc>
		<lastmod>2026-06-02T13:52:43+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Petri%202.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomvaluation-performance-measurement-and-risk-management-private-equity-0/</loc>
		<lastmod>2026-06-02T13:52:42+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Pooled%20IRR.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/PME.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/eventsbright-africa-look-equity-investing-across-continent/</loc>
		<lastmod>2026-06-02T13:52:41+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Africa%20bulb.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/View%20the%20interactive%20report.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roombright-africa-new-report-riscura-fundamentals/</loc>
		<lastmod>2026-06-02T13:52:40+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/View%20the%20interactive%20report.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presssurveysbright-africa-look-transaction-multiples-across-continent/</loc>
		<lastmod>2026-06-02T13:52:40+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/View%20the%20interactive%20report.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomuk-trustees-should-dig-little-deeper-find-gold-africa/</loc>
		<lastmod>2026-06-02T13:52:39+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Andrew%203%20Low%20res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q1-2013/</loc>
		<lastmod>2026-06-02T13:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presspress-roominternational-market-commentary-march-2013/</loc>
		<lastmod>2026-06-02T13:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomretirement-fund-industry-struggles-regulation-28/</loc>
		<lastmod>2026-06-02T13:52:37+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rene%201%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roompension-fund-investing-specialist-vs-balanced-debate/</loc>
		<lastmod>2026-06-02T13:52:36+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Prasheen%201%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomconcerns-about-risk-and-volatility-risk-wont-affect-investment-africa/</loc>
		<lastmod>2026-06-02T13:52:35+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Petri%204%20Low%20res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/getting-speed/</loc>
		<lastmod>2026-06-02T13:52:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presspress-roominternational-market-commentary-april-2013/</loc>
		<lastmod>2026-06-02T13:52:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomuk-trustees-still-largely-unaware-full-impact-latest-tpr-objectives/</loc>
		<lastmod>2026-06-02T13:52:32+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Andrew%202%20Low%20res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/presspress-roominternational-market-commentary-may-2013/</loc>
		<lastmod>2026-06-02T13:52:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomreturns-past/</loc>
		<lastmod>2026-06-02T13:52:31+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Prasheen%201%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomriscura-consulting-named-assetinvestment-consultant-year/</loc>
		<lastmod>2026-06-02T13:52:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presssurveysprivate-equity-performance-report-south-africa-q1-2013-0/</loc>
		<lastmod>2026-06-02T13:52:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presspress-roominternational-market-commentary-june-2013/</loc>
		<lastmod>2026-06-02T13:52:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q2-2013/</loc>
		<lastmod>2026-06-02T13:52:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomdebt-small-portion-african-private-equity-deals/</loc>
		<lastmod>2026-06-02T13:52:26+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomwhy-cash-anything-safe-investment-retirement-fund-portfolios/</loc>
		<lastmod>2026-06-02T13:52:25+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Prasheen%201%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/whitehot/</loc>
		<lastmod>2026-06-02T13:52:24+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/RisCura%20White%20Hot%20wine%20awards.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomreturns-africa-come-growth-and-expansion-rather-debt-leveraging/</loc>
		<lastmod>2026-06-02T13:52:24+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomannouncing-sas-top-three-sauvignon-blanc-semillon-blends/</loc>
		<lastmod>2026-06-02T13:52:23+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/IMG_2474.JPG</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/IMG_2472.JPG</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomriscura-expands-uk-team-two-more-specialist-hires/</loc>
		<lastmod>2026-06-02T13:52:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomhedge-funds-local-different/</loc>
		<lastmod>2026-06-02T13:52:22+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Albrecht%202%20Low%20Res.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Table1(1).png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Table2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomsouth-african-private-equity-delivers-steady-first-half-returns/</loc>
		<lastmod>2026-06-02T13:52:19+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roombright-africa-2014-request-data/</loc>
		<lastmod>2026-06-02T13:51:32+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Africa%20bulb.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q3-2013/</loc>
		<lastmod>2026-06-02T13:51:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roommeet-prasheen-singh-head-riscura-consulting/</loc>
		<lastmod>2026-06-02T13:51:31+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Prasheen%201%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomreplacement-ratios-retirement/</loc>
		<lastmod>2026-06-02T13:51:31+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Sean%202%20Low%20Res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomturning-christmas-lights/</loc>
		<lastmod>2026-06-02T13:51:30+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Andrew%202%20Low%20res.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/regulation-28-namibia/</loc>
		<lastmod>2026-06-02T13:51:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q4-2013/</loc>
		<lastmod>2026-06-02T13:51:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomunderstand-africas-uniqueness-and-be-rewarded-2014/</loc>
		<lastmod>2026-06-02T13:51:28+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Josef%20Odili%20MED1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomsouth-african-private-equity-returns-keep-pace-listed-indices/</loc>
		<lastmod>2026-06-02T13:51:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomwatch-trading-costs-and-help-guard-retirement-savings/</loc>
		<lastmod>2026-06-02T13:51:26+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Mark%20Lucani(1).jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomsearch-returns-investor-views-private-equity-africa/</loc>
		<lastmod>2026-06-02T13:51:25+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/View%20the%20interactive%20report.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomwhen-it-comes-choice-less-more/</loc>
		<lastmod>2026-06-02T13:51:25+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Petri%20Greeff.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomglobal-survey-demonstrates-pension-funds-are-turning-their-attention-africa/</loc>
		<lastmod>2026-06-02T13:51:24+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomeast-africa-set-rise/</loc>
		<lastmod>2026-06-02T13:51:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrica-period-elections-and-economic-outlook/</loc>
		<lastmod>2026-06-02T13:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomwinners-reason/</loc>
		<lastmod>2026-06-02T13:51:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q1-2014/</loc>
		<lastmod>2026-06-02T13:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomdefined-benefit-plans-less-more/</loc>
		<lastmod>2026-06-02T13:51:21+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Petri%20Greeff.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomproving-attractiveness-listed-markets-africa/</loc>
		<lastmod>2026-06-02T13:51:20+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Pic1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Pic2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Pic3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrica-bright-indeed/</loc>
		<lastmod>2026-06-02T13:51:19+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/View%20the%20interactive%20report.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Rory%20Ord%20RisCura%20Fundamentals.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/GRAPH%20-%20M%26A%20activity%20is%20recovering.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q2-2014/</loc>
		<lastmod>2026-06-02T13:51:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomdistribution-africa-finding-path-market/</loc>
		<lastmod>2026-06-02T13:51:18+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/ACCRA_WATER.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrican-eurobond-issues-rise/</loc>
		<lastmod>2026-06-02T13:51:17+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Eurobond%20issues%20in%20high%20demand.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Chart.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Some%20consistency.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomgood-thinking-south-africas-most-exciting-new-wines/</loc>
		<lastmod>2026-06-02T13:51:17+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/RisCura%20White%20Hot%20wine%20awards.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomtoo-much-money-chasing-too-few-deals/</loc>
		<lastmod>2026-06-02T13:51:16+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/CAIRO_CITYSCAPE.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomimpact-aid-and-public-investment-volatility-economic-growth-sub-saharan-africa/</loc>
		<lastmod>2026-06-02T13:51:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomwhite-hot-winners/</loc>
		<lastmod>2026-06-02T13:51:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/riscflash/</loc>
		<lastmod>2026-06-02T13:51:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomriscura-white-hot-wine-award-lunch/</loc>
		<lastmod>2026-06-02T13:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomebola-crisis-affects-cocoa-industry/</loc>
		<lastmod>2026-06-02T13:51:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrica-board-renewable-energy/</loc>
		<lastmod>2026-06-02T13:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomafrican-financial-services-gold-rush/</loc>
		<lastmod>2026-06-02T13:51:10+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Kenya%20Stock%20Exchange.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Nigeria%20Stock%20Exchange.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2014/images/Ghana%20Stock%20Exchange.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/presspress-roomfuture-outlook-african-currencies-concern/</loc>
		<lastmod>2026-06-02T13:51:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q3-2014/</loc>
		<lastmod>2026-06-02T13:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomaccessing-african-growth/</loc>
		<lastmod>2026-06-02T13:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomgrowing-african-pension-funds-opportunity-private-equity/</loc>
		<lastmod>2026-06-02T13:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/presssurveysriscupdate-q4-2014/</loc>
		<lastmod>2026-06-02T13:51:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomeast-vs-west/</loc>
		<lastmod>2026-06-02T13:51:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/presspress-roomhow-smart-your-investment-strategy/</loc>
		<lastmod>2026-06-02T13:51:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/goals-based-investing/</loc>
		<lastmod>2026-06-02T13:51:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/changing-the-zimbabwean-retirement-landscape/</loc>
		<lastmod>2026-06-02T13:51:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/investment-decision-support/</loc>
		<lastmod>2026-06-02T13:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/assess-your-investments/</loc>
		<lastmod>2026-06-02T13:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/look-after-your-investments/</loc>
		<lastmod>2026-06-02T13:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/bridging-the-african-infrastucture-gap-politics-or-ppps/</loc>
		<lastmod>2026-06-02T13:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/ma-activity-in-africa/</loc>
		<lastmod>2026-06-02T13:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/segmenting-africa/</loc>
		<lastmod>2026-06-02T13:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/regional-comparison/</loc>
		<lastmod>2026-06-02T13:50:58+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/10/Capture.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/african-social-security/</loc>
		<lastmod>2026-06-02T13:50:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/africa-pension-fund-assets/</loc>
		<lastmod>2026-06-02T13:50:57+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/05/Table-1-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/asset-allocation/</loc>
		<lastmod>2026-06-02T13:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/demographic-trends-labour-market/</loc>
		<lastmod>2026-06-02T13:50:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/african-insurance-premiums/</loc>
		<lastmod>2026-06-02T13:50:55+00:00</lastmod>
		<image:image>
			<image:loc>https://riscura.com/wp-content/uploads/2015/05/Table_4.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/africas-development-finance-institutions/</loc>
		<lastmod>2026-06-02T13:50:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/global-new-deal-allocation/</loc>
		<lastmod>2026-06-02T13:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/regional-dfi-vs-gdp/</loc>
		<lastmod>2026-06-02T13:50:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/dfi-practices/</loc>
		<lastmod>2026-06-02T13:50:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/listed-equity-performance/</loc>
		<lastmod>2026-06-02T13:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/listed-equity-fundamentals/</loc>
		<lastmod>2026-06-02T13:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/african-stock-exchanges/</loc>
		<lastmod>2026-06-02T13:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/gdp-components/</loc>
		<lastmod>2026-06-02T13:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/uncategorized/relative-wealth/</loc>
		<lastmod>2026-06-02T13:50:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/private-equity-geographic-focus/</loc>
		<lastmod>2026-06-02T13:50:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://riscura.com/insights/articles/riscura-red-hot-wine-awards/</loc>
		<lastmod>2026-06-02T13:50:47+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->